Toll Free: 1-877-960-1818
Growing business financing

What is Invoice Factoring?

Financial service that provides funding to businesses for working capital purposes.

Also known as accounts receivable financing.

A simple, flexible way of obtaining working capital.

Click here to see how it works.

How does invoice factoring work?
What is invoice factoring

3.
We wait for
payment.
You have cash
to grow

Outsourcing your Accounts Receivable has never been easier.

2.
Send us the invoices
you want to factor,
we wire you the funds.
Usually the same day.

Sell your unpaid invoices for immediate business funding.

1.
Invoice your
customers like
you normally do.

Invoice your clients just like normal.

How does Invoice Factoring work?

Our three simple steps mean your business can grow
free from cash flow worries.

Slider

2.
Send us the invoices you want to factor, we wire you the funds.
Usually the same day.

Image is not available
Image is not available

1.
Invoice your customers like you normally do.

Image is not available
Image is not available

3.
We wait for payment.
You have cash to grow.

Image is not available
Image is not available

How does Invoice Factoring work?

Image is not available
Image is not available

Our three simple steps mean your business can grow free from cash flow worries.

Slider

Frustrated about cash flow

Why Factor?

Waiting for invoices to be paid is one of the most frustrating aspects of running a business. If you don't qualify for traditional bank financing, you face a major cash flow gap between billing your customer and getting paid. And cash flow problems are one of the main reasons businesses fail.

Invoice Factoring is especially important for small businesses, so you can invest in needed equipment, pay vendors, or meet any needed business expense. The alternative, of course, is to go after your customer for payment and delay everything else while the money is tied up in the collection process. Invoice factoring guarantees you will see cash for your invoices. At Charter Capital, our simple and easy accounts receivable financing process give you a debt-free cash flow solution - with no waiting.

What's more, Charter Capital has earned a reputation for assisting companies just like yours for more than 20 years. Long term customer relationships and client referrals illustrate the positive results of our personal, one-on-one service.


What are the benefits of Invoice Factoring?

The benefits are numerous. For starters, invoice factoring:

Is an alternative source of business financing that eliminates many of the roadblocks posed by traditional bank loan requirements.

Does not require a business plan or tax statements, unlike a traditional bank loan.

Is not a loan and does not show up on your balance sheet as debt. It is a financial transaction between a business and Charter Capital, and therefore does not include a bank.

Frees up your working capital. For many companies, a significant amount of capital is tied up in accounts receivable. Invoice factoring converts these assets into immediate cash so you can meet expenses.

Frees up your valuable time. Outsourcing your accounts receivable lets you focus on selling, producing and growing your business.

Brings you fast, steady access to working capital to keep your business operating at optimal cash performance.


Looking for helpful Invoice Factoring Resources?

We want to help your business grow and have gathered some helpful resources to answer all your questions.

Top 10 Reasons to finance invoices
Is Invoice Factoring a type of loan?
How Much Does It Cost?
Small Business Factoring
Frequently Asked Questions

Ready?

Call us toll free at 1-877-960-1818 or contact us today to find out how easy it is to set up a Charter Capital Invoice Funding Line. One of our account representatives will be happy to assist you.

Invoice Factoring Resources



  • Facebook
  • Google
  • Twitter
  • Custom 1