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Invoice factoring company helping growing businesses

The Right Invoice Factoring Company For Your Business

Factoring services offer many benefits, but not every invoice factoring company is created equal. Our experienced staff work hard to make funding easy for you. Our clients say it best:

  • “They have made life much simpler for us with our cash flow.”
  • “All in all this is a first rate company with which to do business.”
  • “Their staff at their office are outstanding.”
  • “I expected fast funding. I didn’t expect the extra service that helped me solve my working capital issues.”
  • “With Charter Capital, I feel like I have a partner who is looking out for my business.”
Small Business Invoice Factoring Company

Not Every Invoice Factoring Company is the Same

At Charter Capital, we are committed to helping entrepreneurs realize their full potential. Headquartered in Houston, Texas, we’re entrepreneurs too, and we understand the challenges you face. Our principals have been providing specialized financial solutions to small businesses everywhere since the late 1980s banking crisis that stifled traditional lending, and have served as the financial backbone for thousands of companies.

We are a full-service invoice factoring company, and we use our experience to build your company. Our mission is to grow your business by delivering the financial resources you need and the responsive, personal service you want. We provide you with a continuous, flexible source of operating capital without incurring additional debt, striving to deliver where others cannot. The result: you feel confident in taking advantage of new growth opportunities that can dramatically increase your bottom line.

Meet Our Management Team

Gregory L. Brown – Mr. Brown is a native Houstonian. He attended the University of Texas at Austin, where he received a Bachelor of Arts in the Plan II Honors program in 1986. Additionally, he received a law degree from the University of Texas in 1989. Mr. Brown was a founder and executive of First Republic Capital Corp., a Houston-based receivables factoring company, specializing in freight factoring, which was acquired by a major Houston Bank in 1998. He is currently a founder and executive manager of Charter Capital GP, LLC.

Allan D. Rosenthal – Mr. Rosenthal was a native Houstonian. He received his education from the University of Texas at Austin and the University of Houston. Mr. Rosenthal was a founder and Chairman of Sysco Food Services, and later, an executive manager of Sysco Corporation. He also founded and served as Chairman of City Financial Services, Inc., a Houston-based business financing company specializing in accounts receivable financing services. He served as Chairman until City Financial was acquired by a major Houston Bank, in 1998. Mr. Rosenthal was instrumental in launching Charter Capital into the 21st Century. Allan D Rosenthal passed away September 12, 2001. He will be missed by many.

Joel B. Rosenthal – Mr. Rosenthal is a native Houstonian. He received a Bachelor of Arts from the University of Texas at Austin in 1985. Additionally, he received an International MBA (Finance) from the University of South Carolina in 1988. Mr. Rosenthal was a founder and executive of First Republic Capital Corp., a Houston-based factoring company, specializing in accounts receivable factoring, which was acquired by a major Houston bank in 1998. He is currently a founder and executive manager of Charter Capital GP, LLC.

Larry S. Sondock – Mr. Sondock is a native Houstonian. He received a Bachelor of Business Administration from the University of Texas at Austin in 1966. Later, he served as an officer in the U.S. Army in Germany. He then served as vice president of McCane Sondock, a family-owned security services company, known at the time, to be one of the largest independently-owned security companies in the United States until it was acquired by a public company in 1983. Later, he was a founder and vice president of Advanced Telecom Systems, owner and operator of public pay telephones, which was acquired by a public company in 1990. He then was a founder and president of City Financial Services, Inc., a Houston-based invoice factoring company specializing in recourse factoring, which was acquired by a major Houston bank in 1998. He is currently serving as an executive of Charter Capital.

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