Invoice factoring company

When you add in the extras,
one factoring company really stands out.

Factoring Icon Set - mobile

Then send us the unpaid invoices that you want to factor, we wire you the cash.
Usually the same business day.

factor funding
Business Funding

Send invoices to your customers like you always do.

Send invoices

We wait for your customer to pay and you have working capital to grow.

factoring growth
Growth with invoice factoring companies

What if you could get your business invoices paid on day one?

Invoices to Cash
Funding to company growth

Factoring Company Meeting


Why Choose Charter Capital over another Invoice Factoring Company?


Same-Day cash at competitive rates is only the start. You also get:

• Customized funding that fits your business needs. • No hidden fees. • Industry specialists who understand your unique business problems and goals. • A true partner to help you overcome financing hurdles and do the extra work to make factoring work for you. • Fast response with no layers of approvals.

See how we can make a difference for your company.

Click here to see how it works.

How does invoice factoring work?

Charter Capital is an amazing organization and was a lifesaver to our company. The level of service was second to none. They took care of us at every corner and I highly recommend their services!!
Scott Adams
15:57 04 Jun 20
We have been with Charter Capital for many years. It’s been one of the best decisions that we’ve made for our business. We love the staff and the support that we receive!
Jaclyn Tejeda
00:18 23 Aug 19
Wonderful people to work with always go the extra mile. I would highly recommend them, you will get awesome service.
Ella Trousdale
19:23 16 May 18
Charter Capital has had a big impact on our business! We appreciate the stellar customer service! It has helped us grow our business.Maranda Dowell Joe's Gourmet
Maranda Dowell
22:03 27 Feb 18
Great location, and the staff takes the time to know each customer. I used other companies but Charter Capital is the best.
Loria Williams
19:14 11 Jul 17
I have used their service for a number of years. The people are always friendly and provide prompt service with great customer support. when I needed some history on a couple of customers they had it to me in no time at all.
19:20 05 Apr 17
Charter was there for us when we started our company in 2011, traditional lenders were not.Excellent service, no issues. After two years we were able to stand alone financially thanks to Charter's help.
Jeff Mitchell
21:47 01 Jun 16
We have been a customer of Charter Capital since 2005 and now have no longer need of their service. We started out as a small company and now can proudly say we stand alone financially. We could not have accomplished that feat without the assistance of Charter Capital. They have assisted us in factoring, processing, printing, and shipping our invoices. They also assisted in managing the aging report of those invoices and helped us with our cash-flow. We received nothing short of great service from everyone at Charter Capital. I highly recommend them.
Daniel Anaya
18:17 12 Feb 16
We have been using Charter Capital's services almost from the beginning of their company. Joel and Greg have both gone out of their way to help us with all our financial needs (factoring). They have made life much simpler for us with our cash flow. The weekly aging reports help us stay on top of our outstanding invoices and to get our customers to pay us in a timely fashion. All in all this is a first rate company with which to do business. Their staff at their office are outstanding as well. Thanks, Guys.
Jim Wilson
23:47 26 Aug 15
I have been a customer of Charter Capital since 2002. I have had nothing but the best professional service from everyone at Charter Capital. Before Charter Capital my factoring company was a nightmare. My life has been so much easier with Charter Capital. I highly recommend them.John Minchew
John Minchew
20:17 10 Jul 15

Industries We Serve









If your company is growing and you’re tired of waiting for your customers to pay, then our factoring service is an ideal solution. Need working capital for a startup or early stage business, an under-capitalized company, one that does not qualify for traditional bank business loans, or one with seasonal sales?


Invoice Factoring

Charter Capital Invoice Factoring Services

Turn Invoices Into Cash Flow

With decades of experience, Charter Capital is a trusted factoring company and recognized as one of the hardest-working independent providers of alternative financial services for small to mid-sized companies. We offer a complete line of accounts receivable financing, invoice factoring services, and related cash flow solutions. In today’s economy, where companies are under a continuous cash squeeze, Charter Capital is your alternative source for traditional business financing.
We will work with your company to offer competitive rates, same-day funding, and no hidden fees in order to help you get the working capital you need. High client retention rates are reflected through our dedication to customer service that sets us apart from any other factoring company.

Why Choose Charter Capital over another Invoice Factoring Company?

  • Same-Day Funding
  • No Term Contracts
  • Low Rates
  • No Hidden Fees
  • Dedicated Account Manager
  • Free Credit Checks
  • Decades of experience helping companies just like yours

We truly value the relationships we have with our clients and we understand their need for funding on their terms. We offer same-day funding without long-term contracts, which is pretty rare among factoring companies. There are also no hidden maintenance fees with our invoice factoring services.

Our process for receivables factoring is simple: provide an invoice to your customer as you always have. Then, you submit the invoices that you want to us. We wire the cash directly to your company and Charter Capital waits for the payment from the customer. As a result, this enables your company to grow without the stress of trying to maintain cash flow. Furthermore, the amount of funding you have access to increases in proportion to your invoicing and we can fund as little as $10,000 a month and up to $2 million for larger companies.

Apply today to fund your business.

We serve a number of industries including, but not limited to:

If your company is growing and you’re tired of waiting to get paid, then invoice factoring is an ideal cash advance solution for a small-business owner.

See how accounts receivable factoring from one of the top asset based lending companies in the market can make a difference for your company. To get started, call us toll free at 1-855-219-6008 or fill out our recourse factoring application form. It just takes just a couple of minutes, and we will contact you with a quote in less than 24 hours.

There is no risk, fee or obligation for receiving an invoice factoring quote from Charter Capital.

If you offer credit to commercial accounts, then invoice factoring is a flexible way to close the cash flow gap that is caused by slow paying customers.

Smart business owners realize that, with a factoring facility in place, there is no need to borrow money from a bank in order to offer credit terms to customers.

At Charter Capital, we make invoice factoring a simple process with minimal paperwork.

Use a Factoring Company to Cash-In Your Unpaid Invoices

A factoring company like Charter Capital specializes in providing working capital funds to small businesses by converting your unpaid invoices into immediate working capital.

Sometimes, even the most savvy business owners are not aware of the hidden cash contained within their accounts receivable. Moreover, we can convert your accounts receivable into a readily available cash flow source in as little as 3 to 5 business days.

Charter Capital’s invoice factoring services are geared to accommodate companies in financial transition—a period during which your financial condition makes it challenging to receive funding from traditional commercial lenders.

Charter Capital has earned a strong reputation for assisting small businesses when other providers cannot.

Apply today for invoice factoring