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Consumer Confidence at All-Time Low in December

Consumer confidence fell to an all-time low in December, according to a closely watched index, as rising unemployment and a spiraling economy took a big toll on consumer psyches. The Conference Board's Consumer Confidence Index fell to 38 in December from a revised 44.7 in November. The index stood at 90.6 in December 2007. The Conference Board's Present Situation index, which measures how respondents feel about current business conditions and employment prospects, fell to 29.4 in December from 42.3 in November. The Expectations Index, which measures how respondents feel about future business conditions, fell to 43.8 from 46.2 in November. Respondents saying jobs are "hard to get" rose to 42% in December from 37.1% in November, while those claiming jobs are "plentiful" decreased to 6.2% from 8.7%. The index is based on a survey of 5,000 households.

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Date Last Updated: 12/30/2008

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Charter Capital services many industries. Here are just a few of the industries we are currently financing:

Trucking and Freight
It has never been easier for trucking companies and freight brokers to get cash with Freight Factoring from Charter Capital. We purchase your Freight Invoices and fund you within 24 hours, so you don't have to wait to get paid.

Staffing Firms
We can help you grow your staffing company with unlimited payroll funding , whether you're a start up or a multi-million dollar temp-staffing agency. Our clients provide staffing for various industries including Professional, Office Services, Medical, and Manufacturing.

Security Firms
Demand for security services in the USA is on the rise. Be financially prepared to gain your share with a FactorLine facility only from Charter Capital.

Manufacturing
If your business is a manufacturing plant, distributor, packaging company, or any business that invoices to credit worthy customers, then a FactorLine from Charter Capital can accommodate the working capital funding needs of both new manufacturing companies as well as those that have been around for years.

Technology Staffing Firms
Service providers such as technology consulting and staffing firms are great candidates for our FactorLine accounts receivable funding service, enabling you to  increase your cash flow without the need for bank loans. We are always adding new industries and will consider factoring service providers in any industry.

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