We Understand Your Cash Flow Issues

Accounts Receivable Factoring from Charter Capital can provide the cash flow you need to bring your business plans to life; grab new opportunities; invest in new equipment, finance inventory, meet payroll, meeting other expenses or simply negotiate better terms with your suppliers. All without a traditional bank loan.


With factoring, you focus on what you do best; product quality, sales, customer service and growth, and we focus on what we do best, factoring, and assuring your steady cash flow for your financial success.

Accounts Receivable Factoring is your means to a powerful business edge.

No-loan business financing from Charter Capital allows you to extend generous payment terms to your customers and still obtain cash to accelerate growth and profits -- all without having to borrow money.

With a Accounts Receivable Factoring from Charter Capital you can still obtain cash to:

• Purchase materials
• Finance additional inventory
• Negotiate supplier discounts
• Settle outstanding debt or tax obligations
• Underwrite acquisitions of other manufacturing companies
• To timely meet critical operating cash obligations such as payroll

• You provide your service or product to your customers as you always have.
• You continue to bill your customers as you always have.
• You submit your invoices that you want to factor to Charter Capital along with our simple factor form.
• We wire your funds directly into your bank account. Typically, in less than 24 hours.
• We wait for your customer to pay us directly. When we receive payment, we notify you on the same day.
• You continue to grow your business, free from the worry of your cash flow.